Based in the greater Boston area, Buckley Financial specializes in the creative uses of life insurance products and solutions to preserve, protect and grow multi-generations of wealth. We are a full-service, independent life insurance brokerage and consulting firm specializing in the structuring and administration of life insurance portfolios for affluent families and businesses.
Since 1993, our core mission has been to build lifetime relationships with our clients based upon mutual trust, integrity and respect. We build these relationships through our expertise in developing comprehensive financial plans in the areas of wealth accumulation, preservation and transfer. We then tailor each plan to the unique needs of each individual client in the most tax efficient and economically sensible manner.
Our clients generally use life insurance to achieve one or more of the following:
- To provide income replacement
- To facilitate the funding of estate tax liabilities
- To provide specific inheritances or charitable bequests
- To assist business owners with succession planning and providing selective benefits
- To accumulate investment assets in a tax-efficient manner
Seth J. Buckley, CFP®, CLU®, ChFC®, MSFS, AEP®, TEP
Seth J. Buckley is President of Buckley Financial and has over 25 years’ experience across the spectrum of life insurance consulting for both domestic and international clients, entailing estate, business and charitable planning. Prior to Buckley Financial, Seth was Vice President, Private Client Services at Pinnacle Financial Group. He was also Senior Vice President of Bank of America – US Trust’s High Net Worth Insurance Group, where he was their leading insurance consultant nationwide. Prior to Bank of America – US Trust, he was Practice Leader of the Private Client Group at William Gallagher Associates as well as President of their broker-dealer.
Seth is a Certified Financial Planner, Chartered Life Underwriter, Chartered Financial Consultant, Accredited Estate Planner, and Trust and Estate Practitioner. Seth is a graduate of the American College in Bryn Mawr, Pennsylvania and holds a Master’s degree in Financial Services; a graduate of Suffolk University Sawyer School of Management with a Bachelor’s degree in Business Administration; and a graduate of Phillips Academy.
Elizabeth (Beth) Buckley
DIRECTOR OF MARKETING AND COMMUNICATIONS
Prior to joining Buckley Financial, Beth was Director of Admissions at Mount Alvernia High School, board member and teacher at The Village School, and Retirement Planning consultant at Mass Financial. Beth’s education includes a Bachelor’s degree in Political Science and Business Administration from Providence College and a Masters of Education from Bridgewater State University.
OUR BACK-OFFICE SPECIALISTS
Through our relationship with Valmark Financial Group, we have access to an experienced support team, with credentials spanning multiple financial disciplines – including legal, accounting, tax and life insurance expertise. This team of over 100 professionals serves as our back-office support staff.
Keith Miller, MBA , CLU, ChFC ®
As Vice President of Insurance Planning, Keith works with the insurance planning team to provide advanced case
design and sales expertise to member firms. Keith’s core areas of focus include customized wealth transfer solutions, product analysis and holistic life insurance design.
Chris Bottaro, MBA
Chris Bottaro is the Vice President of Insurance Services for our partner, Valmark Financial Group. He is responsible for the vision, strategy and execution of life insurance underwriting and new business initiatives. Formerly, Mr. Bottaro was an Underwriting Account Executive at Lincoln Financial Group where he led a team of 25 underwriters and new business associates through strategic initiatives aimed at making the life insurance process simpler and more efficient for advisors and their clients. He has an MBA from the Isenberg School of Management at the University of Massachusetts and holds FINRA Series 6 and 26 securities registrations.
Eric Johnson is Vice President of Underwriting for our partner, ValMark Financial Group. He is responsible for risk assessment appraisal, consultation and negotiation on the behalf of Valmark Financial Group’s member offices and clients. Mr. Johnson brings more than 30 years of experience with impaired risk and jumbo case underwriting, reinsurance, sales and brokerage operations. He is a presenter at numerous industry seminars and workshops speaking on topics such as Challenging Underwriting Impairments, Jumbo Business and Brokerage Underwriting. Mr. Johnson earned his BA from Luther College and holds Minnesota Life, Accident and Health Insurance licenses. He is a member of the Association of Home Office Underwriters (AHOU) and the Twin Cities Association of Home Office Life Underwriters (TCAHOLU).
Michael Michlitsch, MBA, CRPC®
As the Director of the Valmark Policy Management Company, Michael Michlitsch leads the growth and development of managing and monitoring clients’ in-force policies on an ongoing basis, a valuable resource for Valmark Member Firms and clients. Previously, he was Manager of Practice Management at Securian Financial Services, Inc., a Senior Training Manager for Woodbury Financial Services, Inc., and Sales Manager for Ameriprise Financial Services, Inc. Mr. Michlitsch earned his MBA from the Opus College of Business at the University of St. Thomas and his BA in Management and Marketing from Bethany Lutheran College. He is a Chartered Retirement Planning Counselor℠ and carries the following Financial Services Designations: CFS, CIS, CES, CAS and CTS. In addition, he holds FINRA Series 7, 24 and 66 securities registrations as well as Ohio Life, Health, Variable Life and Annuity licenses.
As a New Business Specialist for our partner, Valmark Financial Group, Jamie Hochmuth is part of our Concierge Services teams and works to coordinate the application process between our clients and insurance carriers. Miss Hochmuth earned BAs in Creative Writing and Business Administration with a focus on Marketing and Management from Augustana College in Rock Island, Illinois. She holds a Minnesota Life Insurance Producer’s license and is currently working toward ALMI/FLMI/ACS designations. In her free time, Miss Hochmuth enjoys writing novels, performing in choirs and operas, and exploring the Twin Cities.
Pamela Bancsi, JD, CFP®
Pam Bancsi is the Vice President of Life Settlements for our partner, Valmark Financial Group. In her role, she is responsible for all aspects of sales, operations, education and marketing for Valmark’s life settlements business line. Mrs. Bancsi holds 25+ years of experience in the financial services industry, most recently at Life Settlements Insights where she directed the sales and marketing efforts for one of the nation’s largest life settlement brokers. In addition to her FINRA series 7, 24 and 63 securities registrations, Mrs. Bancsi is a CERTIFIED FINANCIAL PLANNER™ and holds a Juris Doctorate from Case Western University School of Law.
Mark Armstrong, CLU®, ChFC®
Mark Armstrong is the Vice President of Insurance Marketing for our partner, Valmark Financial Group. He has more than 25 years of financial services management experience, including 20 years as an executive-level consultant, specializing in product analysis and development and advanced case design. Mr. Armstrong is also a published author and lecturer who has been featured in publications and at venues, including the Journal of Practical Estate Planning; Best's Review; Journal of Financial Services Professionals; Million Dollar Round Table International Convention; and the Palm Beach Estate Planning Forum. He earned both a BA and an MA in Economics from the University of Akron and his designations and professional affiliations include Chartered Life Underwriter® and Charter Financial Consultant® (American College); Fellow with Distinction (Life management Institute); FINRA Series 7, 24, 63 securities registrations; and Life, Health, Variable Life Insurance and Annuity licenses.
Douglas Wilburn, JD
In his role as Chief Compliance Officer for our partner, Valmark Financial Group, Doug Wilburn is responsible for all aspects of regulatory compliance for Valmark’s Broker-Dealer and SEC-registered investment advisers. With more than 30 years of compliance and legal experience in the financial services industry, he coordinates home office compliance and licensing efforts to professionally support sales activities for over 100 Member Office branch locations. Mr. Wilburn’s extensive experience includes Securities Commissioner for the State of Missouri; Managing Director of Wachovia Securities; Chief Compliance Officer of J.P. Morgan Chase Investment Services, WaMu Investments, and Wachovia Securities Financial Network; and Financial Analyst and Investment Advisor for A.G. Edwards & Sons. He has earned a Juris Doctor from Saint Louis University School of Law and a BA in Political Science from the University of Missouri. Mr. Wilburn is a graduate of the Securities Industry Institute® sponsored by the Securities Industry and Financial Markets Association (SIFMA) and the Wharton School of the University of Pennsylvania.
Penny Thomas is responsible for the management of Member Office new business for our partner, Valmark Financial Group. She is an underwriting and administrative advocate with the insurance carriers, assisting to reach the best possible outcomes for Valmark Member Office business. Ms. Thomas has more than 25 years’ experience as an Associate Underwriter and Manager with Western Life, AMEV Life, Fortis, and Hartford Life. She holds FINRA Series 6 and 26 securities registrations as well as an Associate Customer Service designation (ACS).
WHAT MAKES US DIFFERENT
We are strongly committed to helping clients achieve clarity in their legacy, succession, and life insurance planning goals. We pride ourselves on our process-oriented approach — asking thoughtful questions, listening intently to the answers, building consensus around comprehensive solutions and then taking responsibility for their implementation and execution.
In addition, we consciously limit the number of clients we work with and zealously guard their privacy to assure the highest level of personal service.
We also work effectively with our clients’ key advisors, or, if needed, we bring a team of experts to our clients to ensure that our clients’ plans are professionally orchestrated, integrated and implemented.
103 Fitzroy Drive
Hingham, MA 02043
Office: (781) 385-7567
Fax: (781) 385-7568
Buckley Financial is a separate entity from ValMark Securities, Inc. and ValMark Advisers, Inc.